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University of Waterloo AFM, FARM, CFM, Math

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Could you please comment on my choice of programs? I have narrowed down my choice to five programs, but need to pick only three, since there is a limitation. Here they are in the priority order (all co-op)
1) CFM (Computing and Fin Management) 
2) FARM (Math/Fin Analysis and Risk Management)
3) Math (with yet unknown major)
4) AFM (Acc and Fin Management)  wondering why acceptance is only mid 80s ???
5) Math/CPA

Please comment on how hard is the program, social aspects, etc - anything will help.
Which three should I pick?
Thanks a lot.

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