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Transferring to AFM

Hi guys, so I am currently a Biochemistry student at Laurier but I’ve applied for a transfer to a few programs at the University of Waterloo for Fall 2019. My first choice is AFM but my grades aren’t the best, and I only had about an 81 average in high school. Another issue is, I didn’t take calculus in high school but I took an introductory calculus course in university and the admissions lady said this course would be fine as an equivalent. My university average for first semester was around an 80, which is quite decent in my opinion. The average for university transfer students to AFM is “mid 70s” according to the University of Waterloo’s website. So based on marks do I have a chance, or am I just crazy for dropping $375 on my OUAC 105 application? Any info would help.
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