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Electrical Engineering at Waterloo/ ECE at UofT

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Do I have a chance to get accepted at either school if my average is between 85-87?
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Very low chance, unless you have a fantastic application to go along with it
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Usually, the admission cutoff for those programs is in the low to mid 90s range. So without sounding rude, the answer is no
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Seriously, you couldn't google this? You need low-mid 90s minimum.
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For Waterloo:
It all depends on you. I'm a first year ECE student at Waterloo and I got in with a final admission average of 87.6% if I remember correctly (something around 87-88%). I had a pretty good AIF though from doing a lot of extracurriculars in hs and I also did the optional interview. I think that your AIF is almost as equally important as your grades. Most importantly, check the list of high schools that Waterloo posted recently where they actually say what the predicted drop in the average of engineering students are from the Ontario hs they're from. My hs had a drop around 10% which is below average, meaning Waterloo definitely boosted my admission average for coming from a good hs. 

Your chances are not that good speaking generally, but other factors play into your admission as well like what hs you are coming from and your AIF.

For UofT:
I can't speak on UofT because I was not accepted into their ECE program, which likely means your grades are a lot more important.
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